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PIP and Disability Benefits: Do You Qualify?

Personal Independence Payment explained: the points-based assessment, how to describe your worst days honestly, what evidence to gather, and your rights to mandatory reconsideration and appeal.

"It always seems impossible until it's done." — Nelson Mandela

Personal Independence Payment (PIP) supports people living with a long-term illness or disability that affects daily life or mobility. Unlike some benefits, it is not means-tested — your income and savings don't affect eligibility — but immigration status and residence rules do apply, so it's worth checking your position first.

PIP is assessed against a points-based system covering everyday activities (such as preparing food, washing, communicating, and managing money) and mobility (such as planning journeys or moving around). You don't need a specific diagnosis to qualify — what matters is how your condition affects you in practice.

When you apply, you'll complete a detailed form describing how your condition affects you on both your best and worst days — be honest about the worst days, since underplaying difficulties is one of the most common reasons for a claim to be turned down unfairly. Gather supporting evidence: letters from your GP or specialist, medication lists, or a diary of how symptoms affect a typical week.

Many people are then asked to attend an assessment, in person, by phone, or by video. You can bring someone with you for support.

If you're refused and believe the decision is wrong, you have the right to ask for a mandatory reconsideration, and then to appeal to an independent tribunal if needed.

Struggling with a PIP form or a refusal? AF Consultancy can help you build a stronger case — www.anastasia-fox-consultancy.com.

This information is for general guidance only. Laws and regulations may change. For personalised advice, contact Citizens Advice on 0800 144 8848 or visit citizensadvice.org.uk

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